woman looking off while holding her phone and card

Achieve your personal financial goals with the right account for your banking needs. We personalize your experience by helping you select the best account for your banking needs.

All Checking Accounts Feature:

  • Free Online Banking with free bill pay feature
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with online check images


Free Checking

A free account for everyone

  • Unlimited check writing 
  • No minimum balance requirement
  • No monthly service fee
  • Debit card $2.00 per month* (optional)
  • Minimum opening deposit $100


For customers who prefer to do their banking online or on the go with our mobile app

  • No minimum balance requirement
  • No monthly service fee
  • Free Debit Card
  • eStatement required
  • Direct deposit required
  • Minimum opening deposit $100

CLASSIC 55 Checking

(for customers 55 and older)

  • Free Debit Card
  • Earn interest with no minimum balance
  • Free Wire Transfers
  • Free Cashier's Checks
  • No Minimum Balance
  • Free first box of checks 
  • Minimum opening deposit $100

Central Cornerstone

Get more out of your money with this interest earning account

  • Free Debit Card
  • First 25 debits per month are free. Any additional $0.15 per check/debit (waived if balance requirement met)
  • $1,500 average balance and balance above $750 to avoid a low monthly fee of $7.50
  • Minimum opening deposit $750
  • Interest Bearing

*Fees subject to Iowa Sales Tax