We want the businesses of our community to grow and thrive. A business has different checking needs than an individual, and a small business has different needs than a larger one. No matter where you fall on the spectrum, we have the right account for you.

Check out our Business Checking Products...

CSB Small Business Checking

Deposit to Open Account - $500.00
Minimum balance to avoid fee - If your balance falls below $500.00 on any day in the month, your account will be subject to a $10.00* maintenance fee for that month.
Check Writing Limit - First 50 debit items free and $0.20* per debit item after that.
Free Checks - Initial box of Specialty Mint checks are FREE
Paper Statements - Free
eStatements - Available for free for internet banking customers
Internet Banking - Free
For more information, click here


CSB Business Basic Checking
Deposit to Open Account - $100.00
Minimum Balance Requirement - none
Maintenance Fee - $5.00* per month
Transaction Fee - $0.07* per item (includes all debits, credits and checks deposited)
Earnings Credit - $0.50 credit for every $200.00 of average balance (credit will not be paid, carry forward or otherwise receive credit for any excess earnings credit)
Paper Statements - Free
eStatements - Available for free for internet banking customers
Internet Banking - Free
For more information, click here

CSB Commerce Checking
Deposit to Open Account - $750.00
Minimum Balance Requirement - If your balance falls below $750.00 any day in the month, your account will be subject to a $10.00* maintenance fee for that month.
Transaction Fee - The first 75 debit items are free and then after that there will be a $0.10*per debit item charge.
Paper Statements - Free
eStatements - Available for free for internet banking customers
Internet Banking - Free
For more information, click here


*Fees subject to Iowa Sales Tax.


Switch your banking to CSB with our



It's easy! Just fill in your information securely right online. Save your Switch Kit and email it to us at csb@centralstate.bank, print it out and drop it in the mail or just bring it in to one of our locations. A Customer Service Specialist will walk you right through the process!

Get started NOW!

Ag Loans
We can help cover equipment or improvements.