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From funds transfer to fraud management our scalable treasury management solutions give you more control over your finances, helping you optimize working capital and manage cash flow.

Features:

  • Optimize and streamline your working capital
  • Accelerated cash flow solutions
  • Automate and streamline your payables
  • Enhanced reporting tools

 

Receivables

 

  • Reduce float, Improve cash flow: Securely scan and transmit digital check images with remote deposit capture and mobile deposit, for the same day ledger credit.
  • Electronic collections: Accept payments through multiple electronic delivery methods, including ACH, wire and credit card.
  • Increase efficiency: Automate your electronic collections process with repetitive templates and recurring payments.

Payables

 

  • Better business relationships: Improve customer and vendor relationships as payment are received faster with upgraded payable tools.
  • Upgrade to electronic payments: Move away from costly check vendor payments and opt for ACH, wire transfers, bill pay and business credit cards.
  • Convenient payment scheduling: Make one-time or recurring payments within a single online dashboard.

Deposits and Liquidity Management

Improve operational efficiency and maximize yield

  • Maximize Your Return: Automate the transfer of funds into multiple disbursement accounts with a single master account using Zero Balance Account (ZBA). 
  • Competitive Rates: Reduce time, manage and minimize interest expense with a line of credit sweep.
  • Offset Fees: Offset fees with an analyzed business checking account featuring a competitive Earning Credit Rate.

Reporting & Reconciliation

Reporting in an online dashboard

  • Improve daily operations: Manage your daily cash position, account balances and transaction activity.
  • Access real-time critical information: Assess real-time incoming and outgoing wire information addition to ACH returns and Notifications of Change.

Fraud Prevention

Mitigate risk by reviewing and decisioning exception items

  • ACH Fraud Filter: Manage risk by restricting incoming electronic ACH debits and establish filters.
  • Check Positive Pay: Match issued checks against check presentments to monitor discrepancies; approve and reject fraudulent items.

*Fees subject to Iowa Sales Tax