From funds transfer to fraud management our scalable treasury management solutions give you more control over your finances, helping you optimize working capital and manage cash flow.
- Optimize and streamline your working capital
- Accelerated cash flow solutions
- Automate and streamline your payables
- Enhanced reporting tools
- Reduce float, Improve cash flow: Securely scan and transmit digital check images with remote deposit capture and mobile deposit, for the same day ledger credit.
- Electronic collections: Accept payments through multiple electronic delivery methods, including ACH, wire and credit card.
- Increase efficiency: Automate your electronic collections process with repetitive templates and recurring payments.
- Better business relationships: Improve customer and vendor relationships as payment are received faster with upgraded payable tools.
- Upgrade to electronic payments: Move away from costly check vendor payments and opt for ACH, wire transfers, bill pay and business credit cards.
- Convenient payment scheduling: Make one-time or recurring payments within a single online dashboard.
Deposits and Liquidity Management
Improve operational efficiency and maximize yield
- Maximize Your Return: Automate the transfer of funds into multiple disbursement accounts with a single master account using Zero Balance Account (ZBA).
- Competitive Rates: Reduce time, manage and minimize interest expense with a line of credit sweep.
- Offset Fees: Offset fees with an analyzed business checking account featuring a competitive Earning Credit Rate.
Reporting & Reconciliation
Reporting in an online dashboard
- Improve daily operations: Manage your daily cash position, account balances and transaction activity.
- Access real-time critical information: Assess real-time incoming and outgoing wire information addition to ACH returns and Notifications of Change.
Mitigate risk by reviewing and decisioning exception items
- ACH Fraud Filter: Manage risk by restricting incoming electronic ACH debits and establish filters.
- Check Positive Pay: Match issued checks against check presentments to monitor discrepancies; approve and reject fraudulent items.
*Fees subject to Iowa Sales Tax