ATM Cards
No matter where you go, you'll always have access to fast cash with your ATM Card. It's easy to use, and is accepted at ATM machines worldwide. Central State Bank is a member of the Privileged Status Program, which means you can use your card at any Privileged Status ATM with no transaction fee. 
Debit Cards
You deserve easy banking, and the debit card is just one more way to give it to you. Not only does it eliminate the hassle of check writing, it doubles as your ATM card, so you can receive cash at thousands of locations across the country. Your card is accepted anywhere the Master Card logo is displayed.Central State Bank is a member of the Privileged Status Program, which means you can use your card at any Privileged Status ATM with no transaction fee.

To report your debit card lost or stolen you can contact Shazam directly at 800-383-8000. If you encounter a problem with your card during non-business hours you can settle it immediately by calling Shazam at 866-508-2693.
Internet Banking
What could be more convenient than doing your banking over the internet? All you need is a personal computer. All activity is personal, confidential and completely secure. Stop in today at your local branch to activate this FREE service.
Mobile Banking
Check balances, make transfers, pay bills and deposit checks, all from your Apple iOS or Android smart phone. Convenient, secure and effortless. The best way to bank on the move. Stop by a CSB branch and we'll help you get set up!
Telephone Banking
We offer the convenience of 24-hour banking from your touch-tone telephone through our Dial-A-Bank system. It is private, easy and convenient. Contact us today to activate this FREE service!

Dial-A-Bank Phone Numbers:
  • Toll Free - 866-340-3270
Bill Pay
How do you pay your bills? Do you write checks, put them in envelopes, and search for stamps lost in your couch cushions? There's an easier way to pay your bills, and you can do it online. Not only does online bill pay save time, you won't have to run out to buy stamps. Bill pay is easy to use; you simply need to be an internet banking customer. Contact your local branch for more details or agree to terms via your online account.
Apple Pay/Samsung Pay/Android Pay
Get on the cutting edge and enjoy a new and simple way to pay for purchases - straight from your phone!
This service allows you to initiate a payment transaction from and eligible CSB account to and account at another financial institution, and/or to receive payment transactions from another person in to your CSB account.
Credit Cards
Apply today!
  • Cash Rewards Visa Platinum Card
  • Visa Platinum & Visa Classic Card
  • Visa Business Card
VISA Travel Cards
The smarter, more convenient way to access your travel money! You can use this card with any merchant that accepts Visa debit cards. You can even withdraw currency from ATMs worldwide when traveling. These cards are a great alternative to traveler's checks, and re-loadable, with the security of PIN and signature protection.
VISA Gift Cards
Visa Gift Cards are a great way to acknowledge a special event. Whether it's for graduation, a wedding, or any other special event. They're as easy to use as any credit or debit card, and you can load them with the amount of your choice.
VISA Access Cards
You can use this card with any merchant that accepts Visa. This works just like a credit card, except the amount you spend is taken off your starting balance. This is an all-purpose reloadable card. You can have your direct deposit loaded directly onto the card or you can come into the bank and load your card. 
Cashier's Checks
Cashier's checks may be purchased at any one of our convenient locations, excluding our drive-up facilities.
Night Deposit
Need to make a deposit after hours? Use our convenient night deposit box. It's available 24 hours a day, 7 days a week. Your deposit will post the following business day. Night deposits are available at all seven CSB locations.
Safe Deposit Box
What price would you put on security? How much would you pay for peace of mind? With a safe deposit box, you'll get complete safety for your valuables and important papers. You can rent a safe deposit box at Elkader, Coralville, Cedar Rapids, Marquette, and Walford.
FDIC does not insure safe deposit box contents.
Direct Deposit
How would you like to receive your paycheck, social security payment, or tax refund without having to go to the bank? Direct deposit is the fastest, most convenient way to receive payment, and it's available right here.
Wire Transfer
Send money to the grandkids on short notice. Receive money from home when you're far away. It's all possible with our wire transfer service. We offer wire transfer services for those times when you need to have money sent in a hurry. Contact our bookkeeping department at (563) 245-2619 for more details.
Foreign Currency
We can obtain currency from most foreign countries.
Contact us before you leave on that special trip!
Notary Services
We have employees available to notarize your signature on documents requiring a Notary Public. Call or stop in to see if an employee is available to help you.
Community Room - Elkader
Customers can reserve this handicapped accessible room for meetings or family gatherings. It has a beautiful view overlooking the Turkey River in downtown Elkader. Call (563) 245-2110 now to reserve your special date.
Internet Banking Login
Ag Loans
We can help cover equipment or improvements.
CDs and IRAs
Both are great ways to prepare yourself for your family's future.