Minimum balance to open - The minimum balance to open this account is $500.00.
Minimum balance to avoid fee - If your balance falls below $500.00 on any day in the month, your account will be subject to a $10.00* maintenance fee for that month.
Deposit limitations - You may make an unlimited number of deposits into your account.
Check writing limit - Each monthly statement cycle, the first 50 debit items are free, after that there will be a fee of $0.20* per debit item.
Internet Banking - Internet banking is available as a free service.
Paper Statements - Paper statements are available as a free service.
eStatements - eStatements are available as a free service, you just need to be enrolled in internet banking and opt in online.
Bill Pay - Bill pay is free for your first 6 months and then available for $5.25* a month. Just opt in and agree to terms online.
Business Debit Card - Upon approval, a business debit card is available for an annual fee of $12.00*. Additional cards are available for an annual fee of $9.00* per card.
Payroll/ACH Origination - Available at Central State Bank's discretion. Contact the Bank at (563) 245-2619 for more details and fees.

New Account Checks - Initial box of checks (bank choice) are free.


*Fees subject to Iowa Sales Tax.