Business Debit Cards
You deserve easy banking, and the business debit card is just one more way to give it to you. Not only does it eliminate the hassle of check writing, it doubles as an ATM card, so you can receive cash at thousands of locations across the country. Your card is accepted anywhere the Master Card logo is displayed. You can even get a Business Debit Card for each of your employees. Central State Bank is a member of the Privileged Status Program, which means you can use your card at any Privileged Status ATM with no transaction fee.

To report your debit card lost or stolen you can contact Shazam directly at 800-383-8000. If you encounter a problem with your card during non-business hours you can settle it immediately by calling Shazam at 866-508-2693.
Shazam/ACH Origination
Direct deposit is the most common transaction using the ACH network. Direct deposit through Shazam allows a business to pay an employee for payroll, expense reimbursements, bonuses, pensions, and dividends to a checking or savings account at a financial institution located in the U.S.

  • Direct deposit saves the time and cost of making a trip to the bank to deposit funds. 
  • Direct deposit means no chance for a paycheck to be lost or stolen. 
  • Direct deposit is convenient, safe, and reliable. 
For more information or pricing, contact our Bookkeeping Department at (563) 245-2619.
Merchant Processing Solutions
OMEGA Processing offers 24/7, 365 days a year service and support for our clients.
Whether you're looking for credit and debit card processing, gift and loyalty programs, point-of-sale equipment, cash register systems, check guarantee and recovery or business cash flow solutions, OMEGA offers it all under one roof. For more information, or to see if this is something your business would be interested in, contact your local branch representative for more information.
For more information you can visit OMEGA's website.
Account to Account Transfers and Payments
This convenient service allows you to transfer funds between your CSB accounts, or accounts at another financial institution, directly from your Internet banking account.
Apple Pay/Samsung Pay/Android Pay
Get on the cutting edge and provide your customers with the newest and simplest way to buy from you - straight from their phone!
Night Deposit
Need to make a deposit after hours? Use our convenient night deposit box. It's available 24 hours a day, 7 days a week. Your deposit will post the following business day. Night deposits are available at all seven CSB locations.
Safe Deposit Box
What price would you put on security? How much would you pay for peace of mind? With a safe deposit box, you'll get complete safety for your valuables and important papers. You can rent a safe deposit box at Elkader, Coralville, Marquette and Walford. 
FDIC does not insure safe deposit box contents.
Telephone Banking
We offer the convenience of 24 hour banking from your touch-tone telephone through our Dial-A-Bank system. It is private, easy and convenient. Contact us today to activate this FREE service!

Dial-A-Bank Phone Numbers:
  • Toll Free - 866-340-3270
Internet Banking:
What could be more convenient than doing your banking over the internet? All you need is a personal computer. All activity is personal, confidential and completely secure. Stop in today at your local branch to activate this FREE service.
Bill Pay
How do you pay your bills? Do you write checks, put them in envelopes, and search for stamps lost in your couch cushions? There's an easier way to pay your bills, and you can do it online. Not only does online bill pay save time, you won't have to run out to buy stamps. Bill pay is easy to use; you simply need to be an internet banking customer. Contact your local branch for more details or to sign up or agree to terms via your online account.
Commercial Loans
Keep your business up and growing with our low operating costs.
Online Payments
Make your loan payments from any laptop or mobile device.